Call Us Today For A Free Quote | 800.342.4444
Voyager Insurance Services Serving You For 58 Years
 

Girl adjusting rear view mirrorWho should be on your auto insurance policy? It can seem like a difficult question, especially when multiple drivers live in a home.

Your car insurance provides coverage for those people named on the policy specifically. It can cover some others as well. Before you allow someone else to drive your car, find out if he or she has coverage in your plan.

Who Lives with You?

You should generally list drivers in your home on your auto insurance policy. This is common practice since those individuals are most likely to drive the vehicle.

However, if one of those drivers has a poor driving record, the insurance company may exclude the driver. This means that driver is not to operate your vehicle and, if he or she does, they will not have coverage. That means you will not have coverage either for any damage to the car.

Perhaps you have a son or daughter moving off at college. If that child is taking his or her vehicle, it is generally acceptable to keep the student on your insurance. This is acceptable because their permanent residence is likely still your home.

What about a child or someone else that does not live in the same home? Generally, insurance companies will not allow a person not living in the home to be on the same policy. If that person operates your vehicle frequently, talk to your insurer. You may be able to add them to your policy. It may not be as inexpensive as a bundled plan, but it will still be possible for this individual to be a part of your plan. If you are allowing someone to borrow your car for a few days, he or she has coverage in most cases under a standard plan.

Anyone operating the vehicle regularly should be on your insurance plan. Doing so helps to ensure the vehicle is has protection in case of an accident.

Keep in mind that all drivers should have their own insurance even if they do not own a car. Having your own policy helps to make sure you have coverage. A single accident can lead to thousands of dollars’ worth of loss, making this coverage essential.

Voyager Insurance Services, Inc can help you get a free auto insurance quote. Give us a call at (972) 712-8000 for more information.

Posted 4:52 PM  View Comments

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
Instant Quote
Referrals
We love referrals! And thank you even more for your continued business.
Customer Service
Self policy service any time of the day, directly from our website.
Join Our Newsletter
Stay in touch with the latest events, news and offers we have.
From Our Blog From Our Customers


Read More Read More
Facebook Twitter LinkedIn Google+
Stay In Touch With Us Helpful Site Links Contact Us
Sign up now to receive news and updates 7011 Main Street
Frisco, TX 75034

Ph: 972.712.8000
Ph: 800.342.4444
Fx: 972.712.4400

service@voyagerinsurance.net
We have the expertise to find you the right coverage at the right price 
Powered by Insurance Website Builder