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When your boat is your business, you will likely have to carry some form of business insurance for the boat. How you insure the boat and its contents brings up a lot of different questions. Commercial boating likely involves two other parties besides the owner: money and clients. READ MORE >>

If you’re operating a boating business, you take on risks not just for yourself and your boat. You also assume risks for your cargo, including passengers. Boat masters have to undertake inspections for the safety of passengers and crew. These are often mandated by law. READ MORE >>

A boat fire is a very scary situation. Passengers may have to flee a burning boat, into the water, and then await rescue. Boat fires expose passengers not only to fire risks but also to common maritime risks. Boats have become more and more complicated. Therefore, the potential fire triggers have increased. READ MORE >>

If you have an antique car, you understand the insurance risks your car faces. It often takes a lot of money to keep and maintain the car. If you lose the vehicle to a covered peril, it may cost you a lot of money. Covering an antique car with insurance can protect them from many risks. READ MORE >>

Commercial fleet owners often face significant costs related to maintaining and insuring their vehicles. These vehicles, though, are at the heart of the business.  An initial business owner policy (BOP) is a good step in the right direction. However, it is rarely enough financial protection. READ MORE >>

If you operate commercial pleasure cruises, passenger safety should be your chief concern. No boating program wants to have a reputation for unsafe operations. In many cases, unsafe operations will cost a business its operating licenses. But that’s the least of your worries. READ MORE >>

Owning a yacht gives you access to some of the most unique travel experiences in the world. All you need is water and a safe harbor and you can go almost anywhere you want. But, as you yacht to new destinations, think ahead. International boating has more complicated procedures than boating in domestic waters. READ MORE >>

When you take your pleasure boat out for a day of fun, you will likely have friends or family with you. As you prepare to head out onto the water, recognize that there are risks associated with boating.  All these people face a risk of injury when they are on your boat. READ MORE >>

A boat charter service can be profitable in many areas. If you are planning to start such an operation, it is important to consider more than the basics.  Yes, you’ll need dock space, a boat, and a marketing plan. You will also need to choose the right boat insurance plan for your business. READ MORE >>

It is time for you to expand your business. You are probably excited about the new opportunities you will have. There is no doubt you’ll likely have the opportunity to build a business that you are proud of.  As with any business, you will need to have proper insurance coverage in place for the new location. READ MORE >>

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