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Voyager Insurance Services, Inc Blog: safety

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Whenever a passenger comes aboard your boat, you assume a liability risk. You could always encounter hazards that put your passenger safety at risk. For example, a collision with another boat might cause injuries to your passengers. Medical coverage on your boat insurance can help you compensate for injury costs to your passengers. READ MORE >>

Perhaps you have planned on buying a motorcycle for a long time. As a first time biker, there are many things you need to do to ensure your safety on the road. Biking comes with risks that are different from those that come with a standard vehicle. Therefore, before you become a new rider, you need to take steps to take care of yourself. READ MORE >>

If you’re operating a boating business, you take on risks not just for yourself and your boat. You also assume risks for your cargo, including passengers. Boat masters have to undertake inspections for the safety of passengers and crew. These are often mandated by law. READ MORE >>

A boat fire is a very scary situation. Passengers may have to flee a burning boat, into the water, and then await rescue. Boat fires expose passengers not only to fire risks but also to common maritime risks. Boats have become more and more complicated. Therefore, the potential fire triggers have increased. READ MORE >>

Commercial fleet owners often face significant costs related to maintaining and insuring their vehicles. These vehicles, though, are at the heart of the business.  An initial business owner policy (BOP) is a good step in the right direction. However, it is rarely enough financial protection. READ MORE >>

If you operate commercial pleasure cruises, passenger safety should be your chief concern. No boating program wants to have a reputation for unsafe operations. In many cases, unsafe operations will cost a business its operating licenses. But that’s the least of your worries. READ MORE >>

When you take your pleasure boat out for a day of fun, you will likely have friends or family with you. As you prepare to head out onto the water, recognize that there are risks associated with boating.  All these people face a risk of injury when they are on your boat. READ MORE >>

A boat charter service can be profitable in many areas. If you are planning to start such an operation, it is important to consider more than the basics.  Yes, you’ll need dock space, a boat, and a marketing plan. You will also need to choose the right boat insurance plan for your business. READ MORE >>

Having commercial boat insurance is an important step you can take to keep your business safe.  Often, the misconception is this type of policy needs to focus just on the boat itself. However, protecting your dock and other assets is just as important.  READ MORE >>

Every time you step into your boat, you know there’s no telling how much you will catch, what you will catch, or how your business will handle the turnout. The fishing industry is complex. It is especially so for those small businesses that offer a unique product or a very local supply. READ MORE >>

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